According to XYZ, most puppies need a crate for at least a year. Check out both new and used crates.
Your peers paid:
Going to the vet is inevitable, especially during your puppy's early years.
Your peers pay:
Plan for even the most unexpected injuries and accidents by purchasing a pet insurance policy.
Not all breeds require high levels of training, but most owners find the investment worthwhile in Year 1.
Arguably the largest ongoing expenditure that pet owners must be able to afford.
If you can afford it, grooming is a great way to keep your dog (and house) clean.
Daycare, walking and boarding are easy to overlook, and are often tightly aligned with travel expenses.
Don't forget about leashes, collars, and other basics that your dog needs on a daily basis.
To keep this cost under control, try and invest in toys that are hard for any dog to destroy
Ad-hoc (indirect expense)
Don't forget about the cleaning and repair that you'll need throughout the puppy years in particular.