Credit Cards | FinDIY

Do Credit Cards

Yourself.

Whether you're applying for your first card or looking for a new one, we're here to guide you through the process, quickly and safely.

What to know going in

Rather than paying with funds from your bank account, purchases made with a credit card are with money you don't already have. So, when approved for a card, it tells the financial world that someone was willing to lend money to you.

Why use a credit card if you have the cash? Regularly paying your entire bill on time helps increase your credit score, making it easier to be approved for an auto loan or apartment lease. You can also take advantage of rewards that usually can't be earned with a debit card.

Select a card

With so many credit card ads out there, it's important to know how their fees and rewards work.

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Apply for it

Since credit cards are only issued to qualified borrowers, you'll want to be prepared for a credit check.

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Use it

Before making a credit card your default means of payment, know how to use it responsibly.

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