Do Personal Finance Yourself.

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Do Credit Cards

Yourself.

Whether you're applying for your first card or looking for a new one, we're here to guide you through the process, quickly and safely. 

Before You Start

Rather than paying with funds from your bank account, purchases made with a credit card are with money you don't already have. So, when you buy something with a credit card, it tells the financial world that someone was willing to lend money to you, trusting that you will pay it back.
Why use a credit card if you have the cash?
 
Regularly paying your entire bill on time helps increase your credit score, making it easier to be approved for other big-ticket purchases, like a home or car, that are often bought on credit. Using a credit card may allow you to earn rewards, such as cashback, an added bonus that usually doesn't come with a debit card.
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Find a Card

With so many credit cards out there, it's important to know how their fees and rewards work.

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Apply for It

Since credit cards are only issued to qualified borrowers, you'll want to be prepared for a credit check.

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Use It

Before making a credit card your default means of payment, know how to use it responsibly.