Do Personal Finance Yourself.

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Digit

What's unique

"Boosted" savings goals

What we love

1% savings bonuses

What we don't

Monthly service fee of $2.99

Goals are central to Digit's offering, which range from paying off credit card debt to rainy day funds. In addition to the chat feature in the app, Digit also offers SMS as a medium to communicate with users on savings progress. Digit is free for the first 30 days and then begins charging users $2.99 per month.