Identify Costs
A top reason that people struggle with budgeting is simply not having a great read on all the costs they might incur. So, quickly take an inventory your costs of living and sources of spending.
The Core Costs of Living
The meals you consume each day, your commute to work or school, and the roof over your head at night compromise the costs of living that serve as the foundation of your budget.
Food & Transportation
Housing
Other Personal Expenses
Other costs that you may not incur each month include high-priority things, like health-related services, as well as spending on fun activities.
High-Priority Costs
Discretionary Costs

TIP
Don't let infrequent costs rock your budget