What's unique

Rating transactions

What we love

"Read" tab with tips and stories

What we don't

Irrelevant rating questions

Joy approaches financial wellness a bit differently - by allowing users to assess spending based on how purchases made them feel. Joy's chatbot, Gem, then shares insights about a user's "happy spends." Also, in addition to automated saving, the app also helps users understand the financial tendencies of their personality. 

Do Personal Finance Yourself.

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