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Pluto Money

What's unique

Weekly & monthly "challenges"

What we love

Benchmarking versus peers

What we don't

Limited spend categories

Pluto shines when it comes to setting goals, such as reducing spending in a certain category. Additionally, comparing spend against peers can help users who lack a sense of "what's normal". Occasionally, the app fails to properly reflect the transaction category for which the user has already applied to a merchant.