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Qapital

What's unique

Follow friends' savings progress

What we love

Widest array of savings options

What we don't

Monthly fee of $3 for basic plan

As one of the earliest saving automation apps on the market, Qapital brings all the standard saving automation features -- along with a Visa debit card. The app offers three different savings plans, each commanding a monthly service fee. With its savings rules, Qapital offers a wide range of ways to save money.